Regulated and Authorised by the Financial Services Authority FRN 213679C
Need extra cash to help with Christmas?
Our loans are the same good value (cheapest loans under £2000 in the UK) as all year round. You can borrow from us at an APR of 26.8%, but because we don't charge interest up front, but monthly on your decreasing loan balance, you will pay closer to 13.4%! Unlike pay day loans, you don't have to settle up the next month either, you have the flexibility to pay over as short or long a period as you would prefer (maximum term for non-saving based loans - 46 weeks).
Our closing date for guaranteeing your loan will be assessed before Christmas was 22nd November. It may take longer than the usual maximum 10 working days to process your loan, due to very high demand at this time. Please be patient and await a telephone call. Please remember - if we are dealing with phone calls asking how loans are progressing, we are unable to get on with processing the loans. Thank you for your understanding. Please note: the wording on our loans has changed to comply with the latest regulations on data use and protection. Please refer to the "forms" to read the new applications and the full guidance on data use and protection.
You can check your balance and see your last 40 transactions, apply for a loan, make a share withdrawal or request a statement from your computer or mobile phone with our:
Members' Area Link:
We have recently launched our SCUBA account - an account designed to make keeping on top of your bills and finances much easier. You can find out more by clicking this link, completing the form and returning it to the office. A member of staff will contact you to discuss custom-designing the account to suit your needs. If you prefer, leave your name and contact details when you are next in the office. We can give you a leaflet which explains more. If you want to pay your rent with the account, your landlord may even cover the fee (ask us for details).
DEBIT CARD PAYMENT LINE LINK BELOW:
*there is a £1 charge for this service, cheaper than a bus fare into the offices
Our loans spreadsheet will help you work out how much a loan will cost you
and how much you'll pay, click here to access it.
We have a number of Information Points around the City
where you can join the Credit Union, request information and
find out about our loans and other services.
Please click to see a list of contact details for these Information Points.
Credit Unions are independent of each other. The closure of North Yorkshire Credit Union has no bearing or effect on other Credit Unions. All Credit Union savings are fully protected by the FSCS!