Please Note: All interest rates shown by these calculators are for applications made directly to Sheffield Credit Union only. You will always get our best rates by applying directly.
Need a loan for a holiday, for Christmas or to decorate your house? Our Starter Loans are a great way to begin your relationship with Sheffield Credit Union. These loans are available to new and existing members, and you don’t need to save before you can apply.
Click below to learn more about the key features and eligibility criteria for our Starter Loans.
Savings Based Loans
Our Savings Based Loans are some of our cheapest personal loans products – maybe that’s why they are so popular!
Many of our members gain control of their finances gradually, by saving alongside our Starter Loans. Others choose a more traditional Credit Union route of saving for a minimum of 12 weeks before applying for a loan.
Whichever route you choose hopefully it will not be long before you are considering a savings based loan.
Click below to learn more about the key features and eligibility criteria for our Gold and Loyalty Loans.
Our Homeowner Loans are for those who own their own home (either mortgaged or owned out-right) and wish to borrow from £1,000 to £10,000 for any personal loan purpose.
Our competitive interest rates mean we are are a good way to finance that new conservatory, car, or that family holiday you have always dreamed of.
Click below to learn more about the key features and eligibility criteria for our Homeowner Loans.
Want a great value loan with simple and easy repayments deducted straight from your pay?
If you work for one of our participating employers then why not join your colleagues in taking advantage of our Payroll Loans – exclusively available for members like you?
Our competitive interest rates make our Payroll Loans a wise way to finance your home improvements, or help pay for that holiday of a lifetime you have always dreamed of. Loans of £1,000 to £10,000 available.
Click below to learn more about the key features and eligibility criteria for our Payroll Loans.
Credit Plus Loans
Don’t work for one of our Payroll participating employers but still want a great value loan?
If you are in stable employment and have a good credit record you may be eligible for our Credit Plus Loans. Available for a variety of purposes, with loans of £1,000 to £7,500 repayable over up to 5 years.
Click below to learn more about the key features and eligibility criteria for our Credit Plus Loans.
All loans are provided subject to status and affordability. Please be aware that you may pay more interest and be subject to additional charges if your loan repayments are not received on time. Repayments are reported to Credit Reference Agencies including Experian which could affect your credit record if you do not keep up to date with your repayments.