Managing Family Finances: How Our Family Loan Can Help

For families juggling everyday expenses, finding the right financial support can be challenging. Our Family Loan programme offers a practical solution with built-in benefits that go beyond just borrowing.

Smart Borrowing for Real Families Starting at just £200, with weekly repayments from £5.00, our Family Loans work around your schedule. Repayments come directly from your Child Benefit, making budgeting straightforward. You can borrow up to £500 on your first loan, with the opportunity to access up to £1,000 above your savings on future loans.

Building Better Financial Habits : What sets this loan apart is its dual purpose. While you're repaying your loan, you're also building savings. This innovative approach means you're working towards future financial security while managing current needs. Plus, you can opt for a free Christmas Saver account or set up Junior Accounts for your children.

Accessible for Most Credit Histories: Unlike traditional lenders, we look beyond credit scores. If you earn at least £500 monthly and receive Child Benefit, you could be eligible. Even those with poor credit histories are welcome to apply, as long as you're not in an IVA or recent bankruptcy.

Simple Application Process: You'll need three months of bank statements (or digital banking access), proof of additional income, and Universal Credit breakdown if applicable. Self-employed applicants should provide their latest tax return.

Ready to Apply? Weekly repayments start at £2.50, with a competitive 42.6% APR across all loan amounts. After 16 weeks of consistent repayments, you may be eligible for a top-up loan.

Remember: You're more than a credit score. Our Family Loans have one of our highest approval rates because we understand that every family's financial journey is unique.