Top Tips for Black Friday Shopping – Stay Smart and Save Big

Black Friday is one of the biggest shopping events of the year, but it can also be overwhelming and lead to overspending if you’re not prepared. Here are some practical tips to help you make the most of the deals without breaking your budget:

1. Set a Budget Before You Shop

Decide how much you can afford to spend and stick to it. A clear budget helps you avoid impulse purchases and financial stress later.

2. Make a Shopping List

Write down the items you truly need or have been planning to buy. This keeps you focused and prevents unnecessary splurges.

3. Compare Prices

Don’t assume every Black Friday deal is the best. Use price comparison tools or check multiple retailers to ensure you’re getting genuine savings.

4. Watch Out for “Too Good to Be True” Deals

Some discounts are inflated or tied to unnecessary extras. Read the fine print and check product reviews before buying.

5. Use Cashback and Loyalty Programs

If you have access to cashback offers or loyalty points, use them to maximize your savings.

6. Avoid Credit Card Debt

It’s tempting to swipe now and worry later, but high-interest debt can turn a bargain into a burden. If you need financial flexibility, consider safer alternatives.

Need Financial Support?

If you’re worried about overspending or need help managing your finances, your local credit union such as Sheffield Credit Union is on hand to help. They can offer:

• Low-interest personal loans, looking at affordability rather than just your credit score
• Budgeting advice
• Savings plans tailored to your goals

Visit your local credit union’s website or branch to explore options that keep your finances healthy while enjoying the Black Friday deals.