Making the most of Christmas Sales & Planning Ahead for an Exciting 2026

Christmas sales are one of the biggest shopping events of the year, and it’s easy to get swept up in the excitement of discounts and deals. But while grabbing a bargain feels great, it’s important to shop smart and keep your financial goals in mind—especially with a brand-new year just around the corner.

Top Tips for Sales Shopping

• Make a List Before You Shop
  Identify what you truly need versus what’s just tempting. This helps avoid impulse buys that can derail your budget.
• Set a Spending Limit
  Decide on a maximum amount you’re willing to spend and stick to it. A good rule of thumb: if it wasn’t in your plan, think twice.
• Compare Prices Online
  Not every “sale” is a real bargain. Use price comparison tools to make sure you’re getting genuine value.
• Focus on Quality Over Quantity
  A well-made item at a discount is better than several cheap purchases that won’t last.

Planning for 2026

The new year is the perfect time to set goals—whether it’s a dream holiday, home improvements, or even to start saving for next Christmas.

If you’re looking for support with budgeting, saving, or affordable lending, Sheffield Credit Union can help. They offer practical financial solutions and advice to help you achieve your goals without unnecessary stress.

Need Help Making Your Plans a Reality?

Here’s how to start:

• Review Your Current Budget
  Look at your income, expenses, and savings. Where can you cut back to free up funds for your plans? If you would like help with your budgeting, why not check out our SCUBA budgeting account. Click here to find out more.
• Create a Savings Plan
  Save where possible. Even small, regular contributions add up over time. We provide a range of savings accounts to meet your needs Click here to find out more.
• Plan for Big Expenses Early
  If you know you’ll need extra funds for something special, start preparing now rather than relying on last-minute credit Click here to find out more.